Tag Archives: credit cards

ICBA Offers Tips to Help Students Handle Credit Wisely

It’s nearly fall, and that means students will be heading out to college as returning students or for the very first time. The Independent Community Bankers of America (ICBA) have reminded us that it’s important to understand your personal finance … Continue reading

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Credit Card Part 4: Inquiries And Applications





Each time you apply for new credit, that inquiry can affect your credit score. Too many inquiries and applications can also affect your credit score; but getting your credit pulled from the same source limits the hits on your credit. We know this may all seem a bit confusing but what does it all mean to you the consumer? Continue reading

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Beware: Introductory Rates





Have you ever opened the mail and seen a shiny credit card offer promising you no interest for one year? What sounds too good to be true, just may be too good to be true. Discover what you need to know before signing up for that new “magic” credit card. Don’t sign up for something that isn’t truly what it seems.

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Credit Score Part 2: Your Payment History

Building or rebuilding your credit score can be difficult, especially when you’re not well-informed. That’s why I’m going to tell you the most effective way to build or rebuild your credit score, which is undoubtedly understanding and improving your payment history. Continue reading

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