Smart Payment Plan Auto Loan Payments

For customers who have automobile loans through Smart Payment Plan
Convenient. Timely. Secure.

If your auto loan is with another financial institution, but your bank account is debited by MainStreet Bank in smaller amounts multiple times each month to match your paydays and paid automatically to your lender, then you are a customer of the Smart Payment Plan loan/bill payment service.  

Smart Payment Plan is a separate Mainstreet Bank loan/bill payment service offered through select auto dealerships in California, New Hampshire, New York, Ohio, Texas, and Virginia.  

Please address all inquiries about Smart Payment Plan auto loan payments directly with Smart Payment Plan, not MainStreet Bank.

For Smart Payment Plan auto loan assistance, call 800-481-6863
or email a message to