SMART Payment Plan Auto Loan Bill Payment Service

For customers who have auto loan bill payments through SMART Payment Plan
Convenient. Timely. Secure.

If your auto loan is with another financial institution, but your bank account is debited by MainStreet Bank in smaller amounts multiple times each month to match your paydays and paid automatically to your lender, then you are a customer of SMART Payment Plan’s loan/bill payment service.  

SMART Payment Plan is a separate MainStreet Bank loan/bill payment service offered through select auto dealerships in California, New Hampshire, New York, Ohio, Texas, and Virginia.  

Please address all inquiries about SMART Payment Plan auto loan payment service directly with SMART Payment Plan, not MainStreet Bank.

For SMART Payment Plan loan/bill payment assistance, call 877-454-2668
or email a message to