Small Business Administration (SBA) Loans

Small business

Helping Your Small Business Thrive

Businesses in the following areas may now apply directly to the SBA for working capital assistance:
Washington, DC
Virginia: Alexandria, Arlington, and Fairfax
Maryland: Montgomery and Prince George's County
  • SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
  •  These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.
  • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
  • For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail

As a community bank, we understand the challenges faced by small businesses and start up organizations when it comes to qualifying for financing. That's why, MainStreet Bank can provide SBA loans that are backed by the Small Business Administration.

While MainStreet Bank offers numerous loans and financing options, your dedicated loan officer will work with you to determine which loan program is best fitted for your needs. Our SBA loans include:

 SBA 7(a) Term Loans

 504 Term Loans

 Express Lines of Credit

 SBA Veterans Advantage Loans


Additionally, MainStreet Bank offers a full range of commercial banking products to compliment our SBA lending solutions.




Additional Resources

Business Checking

Certificates of Deposit

Business Credit Cards

Money Market

Treasury Services


Loans are subject to credit approval.