Savings
Certificate of Deposit
Junior Airsavings
Time to show your kids how to do it. Set them up with our Junior Airsavings and show them how fast interest can help their money grow! Open your child’s Junior Airsavings account today by making an initial deposit of $5.00.
Services
Online Airbanking
Customize your online banking experience with Airbanking online. Access your accounts, monitor transactions and more. Originate and set up bill pay and bank-to-bank transfers
1, plus opt-in for e-statements and mobile banking, all with the convenience and security of Airbanking online!
Comes FREE with these accounts:
- Kasasa Cash
- Kasasa CashBack
- Kasasa Saver
- Junior Airsavings
- Airprotection (overdraft lines of credit)
- Aircharity
Visa® Debit Card
Shop conveniently with the freedom to make purchases worldwide at millions of stores and online everywhere Visa
® is accepted.
- Kasasa Cash
- Kasasa CashBack
- Kasasa Saver
FREE ATM Access
Get access to free ATM’s everywhere you go with over 55,000 FREE ATM’s worldwide through the Allpoint
® ATM network and ATM fees refunded at all other ATMs
1. Need help finding your nearest FREE ATM? We’ve got an app for that. And be sure to look for the Allpoint logo on participating ATM’s.
- Kasasa Cash
- Kasasa CashBack
- Kasasa Saver
Mobile Banking
On the go and on the move, use mobile banking to take your bank with you! Mobile banking gives you the ability to:
- View Account Balances
- View Transaction History
- Transfer Funds between Accounts
- Pay Bills
- Make Bank-to-Bank Transfers*
- Approve Wires
For more information on MainStreet Bank's Mobile Banking solution,
check out our FAQ's.
6 Free withdrawals per cycle
Need to withdrawal money from your savings account? Not a problem! With Kasasa Saver and Junior Airsavings accounts you can make six free withdrawals (or transfers) from each of your savings accounts each statement cycle
2.
Comes FREE with these Savings Accounts:
- Kasasa Saver
- Junior Airsavings
e-Statments
Don’t wait for the mail to get your next statement. Opt-in and have it delivered directly to you the moment it’s ready by signing up for e-Statements. No matter where you are, you’ll be able to securely access your bank statements online through your e-mail address.
- Kasasa Cash
- Kasasa CashBack
- Kasasa Saver
- Junior Airsavings
- Overdraft lines of credit
- Aircharity
Check Imaging
Let check imaging help you stay organized. View a digital copy of your checks once they are deposited. Available through Airbanking Online, you can easily refer back to see information on the original check.
- Kasasa Cash
- Kasasa CashBack
- Kasasa Saver
- Junior Airsavings
Add additional features to your savings account for a fee3:
-
- bank-to-bank transfers – transfer money between other financial institutions to and from your account
- paper checks – for the occasional written check
- paper statements – receive your statement in the mail each month
*Kasasa Saver Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by MainStreet Bank as ATM, PIN-based or signature based transactions and purchases made with non-MainStreet Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle:
Kasasa Saver: Balances up to $15,000.00 receive APY of 0.75%; and balances over $15,000.00 earn 0.25% interest rate on the portion of balance over $15,000.00, resulting in a range from 0.25% to 0.75% APY depending on the account’s balance.
Kasasa Cash: Balances up to $15,000.00 receive an APY of 2.00%; and balances over $15,000.00 earn0.25% interest rate on the portion of balance over $15,000.00, resulting in a range from 0.25% to 2.00% APY depending on the account’s balance.
Kasasa Cash Back: 2.00% cash back on up to a total of $400.00 PIN-based/signature based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle.
When Kasasa Cash or Cash Back qualifications are not met,
Kasasa Saver: All balances earn 0.05 APY.
Kasasa Cash: All balances earn 0.05 APY*.
Kasasa Cash Back: No cash back payments are made.
When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account the day after being credited to your Kasasa Cash account. Consequently, when linked to Kasasa Saver, and your Kasasa Cash qualifications are met, balances up to $15,000.00 in your Kasasa Cash account receive a non-compounding APY of 0.75%; and balances over $15,000.00 earn 0.25% interest rate on the portion of the balance over $15,000.00, resulting in a non-compounding range from 0.25% to 0.75% APY depending on the account’s balance.
The Kasasa Saver APYs may be less than the Kasasa Cash APYs. APY = Annual Percentage Yield. APYs accurate as of August 31, 2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A minimum deposit of $50.00 is required to open the account. Enrollment in online banking, a minimum 12 MainStreet Bank Debit Card transactions per monthly qualification cycle and receipt of electronic statements (eStatements) is a condition of this account. Enrollment in electronic services (e.g. online banking and electronic statements) and log-ons are required to meet some of the account’s qualifications. Limit one (1) account per social security number/individual taxpayer identification number/household. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact MainStreet Bank at (703) 481-4567 or connect@mstreetbank.comfor additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.
**Annual Percentage Yield (APY) of 4.00% APY applies to balances up to $1,000 for account holders up to age 18. .25% applies to balances $1,000 and above. Parent or Guardian required to open a deposit account in order to qualify for this program. Limit 1 junior savings per minor. Rate is effective as of 08/01/2018 and subject to change without notice. 1Fees may reduce earnings. 2Any withdrawals or transfers that exceed the 6 withdrawal limit per statement cycle will each result in a $10 fee for Kasasa Saver and $5 for Junior Airsavings.3 We invite you to check out our fee schedule before using any of our fee based services. That seemed like a lot to read, so go ahead, take a breath of fresh air and enjoy Personal Airbanking. After all, you deserve it.