Certificate of Deposit
Interested in seeing strong returns on your money? We offer a variety of CDs to help you meet your investment goals. Explore our CDs and select one that’s right for you from 1 year to 5 year CDs. View our early withdrawal penalty fees online1.
Want to earn high interest rates on your savings account without worrying about a minimum balance? Kasasa Saver is your answer! Must be tied to a Kasasa Cash or Kasasa Cash Back account, Kasasa Saver lets you earn .25% APY* on balances up to $15,000.00. Balances over $15,000.00 will earn .25% APY*.
Can't decide which Kasasa account to tie to your Kasasa Saver? Compare the Kasasa checking accounts!
Time to show your kids how to do it. Set them up with our Junior Savings and show them how fast interest can help their money grow! Open your child’s Junior Savings account today by making an initial deposit of $5.00.
Visa® Debit Card
FREE ATM Access
6 Free withdrawals per cycle
Add additional features to your savings account for a fee3:
- bank-to-bank transfers – transfer money between other financial institutions to and from your account
- paper checks – for the occasional written check
- paper statements – receive your statement in the mail each month
*Kasasa Saver Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by MainStreet Bank as ATM, PIN-based or signature based transactions and purchases made with non-MainStreet Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle:
Kasasa Saver: Balances up to $15,000.00 receive APY of 0.25%; and balances over $15,000.00 earn 0.25% interest rate on the portion of balance over $15,000.00, resulting in a range from 0.25% to 0.25% APY depending on the account’s balance.
Kasasa Cash: Balances up to $15,000.00 receive an APY of 0.75%; and balances over $15,000.00 earn 0.25% interest rate on the portion of balance over $15,000.00, resulting in a range from 0.25% to .75% APY depending on the account’s balance.
Kasasa Cash Back: 2.00% cash back on up to a total of $200.00 PIN-based/signature based debit card purchases that post and settle to the account during that cycle period. A maximum of $4.00 cash back may be earned per Monthly Qualification Cycle.
When Kasasa Cash or Cash Back qualifications are not met,
Kasasa Saver: All balances earn 0.05 APY.
Kasasa Cash: All balances earn 0.05 APY*.
Kasasa Cash Back: No cash back payments are made.
When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account the day after being credited to your Kasasa Cash account. Consequently, when linked to Kasasa Saver, and your Kasasa Cash qualifications are met, balances up to $15,000.00 in your Kasasa Cash account receive a non-compounding APY of 0.75%; and balances over $15,000.00 earn 0.25% interest rate on the portion of the balance over $15,000.00, resulting in a non-compounding range from 0.25% to 0.75% APY depending on the account’s balance.
The Kasasa Saver APYs may be less than the Kasasa Cash APYs. APY = Annual Percentage Yield. APYs accurate as of March 16, 2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A minimum deposit of $50.00 is required to open the account. Enrollment in online banking, a minimum 12 MainStreet Bank Debit Card transactions per monthly qualification cycle and receipt of electronic statements (eStatements) is a condition of this account. Enrollment in electronic services (e.g. online banking and electronic statements) and log-ons are required to meet some of the account’s qualifications. Limit one (1) account per social security number/individual taxpayer identification number/household. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact MainStreet Bank at (703) 481-4567 or email@example.com additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.
**Annual Percentage Yield (APY) of 4.00% APY applies to balances up to $1,000 for account holders up to age 18. .25% applies to balances $1,000 and above. Parent or Guardian required to open a deposit account in order to qualify for this program. Limit 1 junior savings per minor. Rate is effective as of 03/16/2020 and subject to change without notice. 1Fees may reduce earnings. 2Any withdrawals or transfers that exceed the 6 withdrawal limit per statement cycle will each result in a $10 fee for Kasasa Saver and $5 for Junior Airsavings.3 We invite you to check out our fee schedule before using any of our fee based services. That seemed like a lot to read, so go ahead, take a breath of fresh air and enjoy Personal Airbanking. After all, you deserve it.