Initiate ACH or wires, pay bills online, transfer funds between accounts, interface with Intuit® accounting software – and gain greater efficiency in your accounting and finance operations. For accounts payable, build in reminders, customize loan payments, and set up regular funds transfers.
With Mobile Banking, you can confirm ACH and wire transfers even when you are away from the office and prevent any posting delays. When you transfer funds, they are immediately available. Stop payment on a check, and the request is automatically processed. We also offer Direct Deposit (Payroll Services) for businesses that want the ability to electronically pay their employees.
Be sure to partner with a company you know and can trust will deliver. Bank owned and independent, we provide merchant processing to our clients as one of the many great benefits to banking with MainStreet Bank
Your customers get more options, and you save time and money. With pre-authorized payment and deposit features, your customers may bypass check processing altogether.
Set your customer up on a repetitive payment plan to transfer set amounts from your customer’s bank account at regular intervals. Let customers make automatic clearing house (ACH) payments over the telephone with lower processing fees than those of credit cards.
Our check scanner combines image capture and automatic clearing house (ACH) technology to bring the bank teller to your desktop – and render your old deposit bag obsolete.
Simply feed checks through the scanner, wait for the image to appear on your computer, and then fill in any missing information fields. Our system reviews, batches and transmits check data to the bank for processing.
Your scanned checks clear in 24 to 48 hours – far quicker than the five or more days that paper checks often need. Returned payments are reported faster, too, increasing collection rates. Plus, scanned data are exported into accounting and database programs for ongoing account management.