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Personal Annual Percentage Yields (APY)

Savings Accounts
Accounts Interest Rates Annual Percentage Yield More Information
Kasasa Saver .75% .75% APY These rates are effective as of 10/31/2019 and are subject to change without notice. Fees may reduce earnings on the account. Rates applies to all balances up to $15,000.00 if qualifications are met. Balances above $15,000.00 receive .25% APY if qualifications are met. If qualifications are not met all balances receive .05% APY.
Junior Savings 3.92% 4.00% APY APY applies to balances up to $1,000 for account holders up to age 18.
.25% APY applies to balances $1,000 and above. A Parent or Guardian is required to open a deposit account in order to qualify for this program. Rates subject to change without notice. Fees may reduce earnings on the account. Limit 1 Junior Savings per minor. These rates are effective as of 10/31/2019 and subject to change without notice.
Checking Accounts
Accounts Tier Interest Rates Annual Percentage Yield More Information
Kasasa Cash Tier 1
$.01 – $15,000.00
2.96% 3.0% APY These rates are effective as of 10/31/2019 and subject to change without notice. Fees may reduce earnings on the account. These rates apply only if rewards qualifications are met. If rewards qualifications are not met all balances receive .05% APY.
Tier 2
$15,000.01 and up
.25% .25% APY
Certificate of Deposit*
Term Minimum Deposit to Open Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
1 Year CD $500 $500 1.74% 1.75%
1 Year No Penalty CD $500 $500 1.49% 1.50%
2 Year CD $500 $500 1.83% 1.85%
3 Year CD $500 $500 1.88% 1.90%
4 Year CD $500 $500 1.98% 2.00%
5 Year CD $500 $500 2.03% 2.05%

*Fees may reduce earnings. Early withdrawal penalties for Certificate of Deposits may apply.

MainStreet Bank, Member FDIC, Equal Housing Lender
©2019 MainStreet Bank, All rights Reserved
info@mstreetbank.com · 703-481-4567

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