Savings & Money Market

To have a Kasasa Saver account you’ll need to have a Kasasa Cash or Kasasa Cash Back checking account. Your Kasasa Saver will be tied to your Kasasa Cash or Kasasa Cash Back checking account.

First, before you open a Junior Airsavings, the adult must have a deposit account of your own (ex. Kasasa Cash, Kasasa Cash Back, Kasasa Saver). Once there is an established relationship with MainStreet Bank, in order to open a Junior Airsavings you will need the same information as a Kasasa account, but you’ll need it for both you and the adolescent. You will need, a driver’s license or personal ID card, both applicants Social Security # or Tax ID #, contact information, employment information (please select other for the child). You can stop by one of our convenient branch locations to open up this account!

You may use one of the following convenient options: online account-to-account transfers, visit an Allpoint ATM (as long as you have an Airbanking Visa® debit card), bank-to-bank transfers, stoping in at a branch.

No, because the Kasasa Saver has a limitation to the amount of withdrawals you are allowed per statement cycle (6 withdrawals), we do not issue a Visa® debit card specifically for Kasasa Saver. However, if you have a Kasasa Cash or Kasasa Cash Back checking account, your Kasasa Saver account will be tied to the Visa® debit card that comes with your Kasasa Cash and Kasasa Cash Back checking account. You may then withdraw money from an ATM out of your Kasasa Saver account.

You may make 6 withdrawals (including account transfers) for each of your savings accounts. Each withdrawal beyond the initial free 6 will result in a $10 fee. The fee is only $5 for the Junior Airsavings account.

No, you start to earn interest on the first penny deposited into your Kasasa Saver account. Please view our rates for Kasasa Saver.

There is no age limit for how young you can be to have a Junior Airsavings. However, you must be no older than 17 to have a Junior Airsavings account.

We will notify you as your birthday approaches and inform you that your Junior Airsavings will be transferred over to a Kasasa Saver account where the Kasasa Saver rates will apply. You can always check out our Kasasa Saver rates.

Your custodian may use their Visa debit card at an Allpoint ATM to withdraw money. They can withdraw money at an AllPoint ATM using your custodian’s VISA® airdebit card, online account-to-account transfers, using bank-to-bank transfers, or by stopping by your nearest branch.