Overdraft Protection

Connect your account to an Overdraft Protection Line of Credit and rest assured that you’re covered. While borrowing money is sometimes necessary, paying too much doesn't have to be. Open an Overdraft Protection Line of Credit with an Annual Percentage Rate (APR) of 11.99% Fixed APR* or a Secured Overdraft Protection Line of Credit with 16.99% Fixed APR*.

 

 

Secured Overdraft Protection Line of Credit

Advance money to the nearest $100.00 into your deposit account to cover all charges and withdrawals that cause your balance to go below $0. This line of credit will not exceed the reserve amount you set aside in your designated savings account.

Overdraft Protection Line of Credit

Advance money to the nearest $100.00 into your deposit account to cover all charges and withdrawals that cause your balance to go below $0.

 



 

Overdraft Lines of Credit must be tied to a MainStreet Bank checking account.

 

 

*These Rates are effective as of 08/25/2015 and subject to change without notice. Fees may reduce earnings on the account. See account disclosures and Annual Percentage Rate information. 1Subject to credit approval.