Business Fee Schedule
MAINSTREET BANK
This list of fees is not all inclusive. Other fees may apply to specific services agreed upon between the bank and its Customers. All fees are per item unless otherwise indicated. Fees current as of April 25, 2024.
Fees
General Service
Fee
Stop Payment
$30
Non-Sufficient Fund - Paid Item1
$35
Non-Sufficient Fund - Returned Item1
$35
Overdraft Fee1
$35
Outgoing Wire - Domestic
$20
Outgoing Wire - International
$45
Chargeback or Returned Deposit Item
$10
Garnishment or Levy (per occurance)
$100
Account Research (per hour)
$50
Collection Item - Domestic
$50
Collection Item - International
$75
Duplicate Check Image
$5
Replacement Debit/ATM Card
FREE
Replacement Debit/ATM Card
$50
Cashiers Check
$7
Dormant or Escheat Fee (per month)
$15
Commercial Checking
Account Specific
Fee
Monthly Maintenance Fee
$20
Essential Checking3
Account Specific
Fee
Monthly Maintenance Fee
$10
Transaction Charge for Each Transaction over 250/cycle.2
$0.35
Business Premium Checking
Minimum Average Collected Balance is $1,500
Account Specific
Fee
Monthly Maintenance Fee
$15
Association Checking
Account Specific
Fee
Monthly Maintenance Fee
$20
IOLTA Checking
Account Specific
Fee
Monthly Maintenance Fee
$0
Treasury Market
Minimum Average Collected Balance is $2,500
Account Specific
Fee
Monthly Maintenance Fee
$25
Super Saving Money Market
Minimum Average Collected Balance is $2,500
Account Specific
Fee
Monthly Maintenance Fee
$25
Business Savings
Account Specific
Fee
Monthly Maintenance Fee
$0
Applies to overdrafts created by check, in-person or electronic withdrawal, or ACH.1 Transactions include debits, credits, and all items deposited.2
Essential Checking qualifications: Four ways to avoid monthly maintenance fee: a. Maintain an average daily balance of $5,000.00 within the Essential Business checking account. b. Maintain an average daily balance of $35,000.00 combined within checking and savings accounts. c. Maintain an average daily balance of $100,000.00 combined within checking, savings and certificate of deposit accounts. d. Maintain an outstanding loan balance of $500,000.00.
Combined average daily balances are based on primary account owner relationship. Limit three (3) Essential Business Checking Accounts per legal entity. Includes one Remote Deposit Scanner at no extra cost.
