Building or rebuilding your credit score can be difficult, especially when you’re not well-informed. That’s why I’m going to tell you the most effective way to build or rebuild your credit score, which is undoubtedly understanding and improving your payment history.
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Your credit score can make or break you, but you don’t want to let it break you. I’m here to show you how your credit score is put together and how you can improve your credit. Today I’m going to show you your FICO credit score, and how the amount you owe plays into determining your credit score. This is just one of the ways that Credit Bureaus are going to actually compute your credit score.
You don’t want to live on your mom’s couch for the rest of your life, so you’ll need to get a good credit score to get a place of your own. It’s time to buckle down and begin building your credit so you don’t have to rely on your mom’s. A good credit score can help you get the keys to your apartment, your next car and, in the long-run, your dream home. Your bank, a department store or even a landlord check your credit score to determine whether you are fiscally responsible to borrow money or pay your rent. The higher the credit score the more “credit worthy” you are deemed. A good score can result in a lower interest rate on a car loan, a mortgage or a sweet apartment…
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