business checking that means business: find the right checking account for your organization

Business Checking

Starting out or not sure what you want you’ll need for your business? With no minimum balance requirement, and unlimited transactions this is the account for you. Start your account with an initial deposit of $100.00 today.

Business Premium Checking

Enjoy the benefits of a regular checking account, and the interest rates of a money market¹ account, all in one. Designed for Sole Proprietors and Non-Profit Organizations only, this account allows you to earn interest on your checking balances. Our tiered structure typically provides higher rates for higher balances. Begin earning interest today with an initial deposit of $1,500.00.

Commercial Checking

Created for high transaction accounts, Commercial Checking provides you an earnings credit based on your daily account balance. At the end of the month, your earnings credit is offset against the costs incurred based on volume of transactions. Start your account today with an initial deposit of $100.00.

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Business Checking		Business Premium Checking		Commercial Checking

Online Banking

Access your account anytime from practically anywhere! Monitor transactions, originate and set up bill pay, opt-in for e-statements and mobile banking, all with the convenience and security of Online Banking.

Comes FREE with these MainStreet Bank accounts:
Business Checking
Business Premium Checking
Commercial Checking
Super Savings Money Market¹

See each account for specific Online Banking capabilities.
Earns Interest

Let your money work for you by earning interest. Sign up for a MainStreet Bank account that earns interest and watch your business grow and your earnings!

Available with these MainStreet Bank accounts:
Business Premium Checking
Super Savings Money Market¹

See each account’s rates for specific Annual Percentage Yield (APYs).
Visa^® Debit Card

Shop conveniently with the freedom to make purchases worldwide at millions of stores and online everywhere Visa^® is accepted.

Comes FREE with these MainStreet Bank accounts:
Business Checking
Business Premium Checking
Commercial Checking
Super Savings Money Market¹
Allpoint^® ATM Access

Get access to more free ATM’s than ever before. With over 40,000 FREE ATM’s worldwide, chances are your ATM is right around the corner. Need help finding your nearest FREE ATM? We’ve got an app for that, or just look for the Allpoint logo on participating ATM’s.

Comes FREE with these MainStreet Bank accounts:
Business Checking
Business Premium Checking
Commercial Checking
Super Savings Money Market¹

mobile banking

Got an iPhone?
Search for the “MainStreet bank” app.

On the go and on the move, take your bank with you, with mobile banking.
For more information on MainStreet Bank’s Mobile Banking solution, check out our FAQs.

	text banking	mobile internet banking
view account balances
view transaction history
transfer funds between accounts
Bill Pay
bank-to-bank transfers¹

Mobile banking is a free service available for MainStreet Bank’s Business Checking, Business Premium Checking, Commercial Checking and Super Savings Money Market¹. Standard usage rates and charges from your mobile service provider apply. Please check with your service provider before using Mobile Banking.

Bill Pay

Make writing checks a thing of the past. Save yourself time and money by paying all of your bills online. Access securely and create new payments through MainStreet Bank’s Online Banking and mobile banking. Whether it’s electronic or a mailed check, we’ll take care of it for you, and the postage is on us!

Comes FREE with these MainStreet Bank accounts:
Business Checking
Business Premium Checking
Commercial Checking
Super Savings Money Market¹
e-statements

Don’t wait for the mail to get your next statement. Opt-in and have it delivered directly to you the moment it’s ready by signing up for e-statements. No matter where you are, you’ll be able to securely access your bank statements online through your e-mail address.

Comes FREE with these MainStreet Bank accounts:
Business Checking
Business Premium Checking
Commercial Checking
Super Savings Money Market¹
Unlimited Withdrawals

Stop worrying about limitations tied to checking. Enjoy unlimited deposits and transfers from your account including cleared checks and deposits.

Comes FREE with these MainStreet Bank accounts:
Business Checking
Business Premium Checking
Check Imaging

Let check imaging help you stay organized. View a digital copy of your checks once they are deposited. Available through Online Banking, you can easily refer back to see information on the original check.

Comes FREE with these MainStreet Bank accounts:
Business Checking
Business Premium Checking
Commercial Checking
Super Savings Money Market¹
Requires Minimum Balance²

Why let money sit in your standard checking account when instead it could be earning interest? Earn a premium interest rate with your big Business Premium Checking. A $1,500 average collected daily balance is required to avoid a $15 monthly service charge.

Minimum balances required on these MainStreet Bank accounts:
Business Premium Checking
Monthly Service Charge²

For our high transaction Commercial Checking account, a monthly service charge will be assessed based on the volume of transactions. Speak with a MainStreet Bank representative for full account details.

Minimum balances required on these MainStreet Bank accounts:
Commercial Checking
Overdraft Protection Available³

When it comes to your business everything must work without a hitch. Connect your account to an Overdraft Protection Line of Credit and rest assured that you’re covered.

Additional products and services available at our branch locations.

We invite you to check out our Fee Schedule before utilizing any of our fee based services. ¹Limited to 6 withdrawals per month. A $10 excess withdrawals fee is assessed for each additional withdrawal. ²If monthly required balance is not met a monthly maintenance fee is required. ³Subject to credit approval.

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