MainStreet Bank's patent-pending process is completely Web-based for optimum user convenience. All you need to get started is an Internet connection with a Web browser, a computer workstation, a standard USB cable, and the check scanner, which is included with the account. There’s no software to purchase or install, and no licensing fees to pay.

To ensure your company’s financial data remain uncompromised, MainStreet Connect employs stringent firewalls and sophisticated encryption technology. VerisignTM 128-bit Secured Sockets Layer (SSL) encryption keeps transactions secure and confidential.

We help you make sure only those who need data access get it. MainStreet Connect lets you control internal access through multi-tiered password protection. You may customize the system to your needs and employees’ responsibilities.

Administration over the system is simple. You have the ability to delegate as much or as little authority as you choose. MainStreet Connect allows you to control who has access to initiate transactions and who has access to review
account information. Watch a short video about MainStreet Bank's online services.

CASH MANAGEMENT

• MainStreet's online banking helps you collect payments and gives you the flexibility and up-to-date information needed to manage them smartly after they’re received.
• Initiate wire transfers nationwide, pay bills online, transfer funds between accounts, interface with Intuit® or Microsoft® accounting software and gain greater efficiency in your accounting and finance operations. For accounts payable, build in reminders, customize loan payments and set up regular funds transfers.
• All transactions are rapidly posted to give you greater insight and control. When you transfer funds, the funds are immediately available. Stop payment on a check, and the request is automatically processed.
• Direct Deposit (Payroll Services) is offered for businesses that want the ability to pay their employees electronically. This benefits your business and your employees by offering reliability, convenience and security.

PAYMENT PROCESSING

• Payment-processing capabilities let you give your customers more options, while saving you time and money.
• With pre-authorized payment and deposit features, your customers may bypass check processing altogether. Set your customer up on a repetitive payment plan to transfer set amounts from your customer’s bank account at regular intervals. It’s ideal for membership organizations, rental management companies and businesses that use installment purchase plans.
• Let customers make automatic clearing house (ACH) payments over the telephone or via the Internet through “Web checks,” with lower processing fees than those of credit cards.

CHECK SCANNING

• MainStreet's check scanner combines image capture and automatic clearing house (ACH) technology to bring the bank teller to your desktop - and render your old deposit bag obsolete.
• Using it is easy: Simply feed checks through the scanner. Wait for the image to generate on your computer screen and then fill in any missing fields of information. MainStreet Connect reviews, batches and transmits check data to the bank for processing.
• Your scanned checks clear in 24 to 48 hours – far quicker than the five or more days paper checks often need. Returned payments are reported faster, too, increasing collection rates. Plus, scanned data are exported into accounting and database programs for ongoing account management.